Business cybersecurity

Cyber insurance IT requirements for business

Cyber insurers may ask about backups, MFA, firewall rules, monitoring, patching and recovery procedures. Aptigo does not sell insurance, but helps prepare practical IT and security foundations.

Key risk

Cyber insurance is not a replacement for security

A cyber policy may reduce financial exposure, but it will not restore systems, recover data or stop ransomware by itself.

Practical context

Terms and information that make the decision easier

These short explanations help discuss risk without going too deep into technical detail.

Insurance for some financial effects of cyber incidents.

Core term for the page and should be explained without legal promises.

Installing updates that fix security or stability issues.

Useful where insurers may ask about system updates.

Statements a company makes about existing security controls.

Clarifies the risk of saying controls exist when they do not work.

Scope and approach

What to know before the next step

What insurers may ask about

Questions usually focus on controls that should actually work, not only exist in declarations.

  • MFA for email, VPN and admin access
  • backup and restore testing
  • firewall and access control
  • system patching
  • monitoring of logins and backups
  • response procedures

The risk of incorrect declarations

If a company declares controls that are missing or ineffective, the problem may appear only after an incident.

What Aptigo reviews

We verify practical readiness: firewall, MFA, backup, Microsoft 365, VPN, patching, monitoring and technical documentation for management and IT.

Outcome for management

The company receives a list of risks, gaps and priorities, making insurance and compliance conversations more factual.

Cyber insurance often starts with IT questions

Companies considering cyber insurance are increasingly asked about backup, MFA, patching, email security, firewall, remote access, procedures and incident history. Aptigo is not an insurance broker; we support IT/security readiness.

What should be checked

It is usually worth reviewing backups, MFA, firewall configuration, remote access, updates, user accounts, Microsoft 365, monitoring and security documentation.

  • backup and restore tests
  • MFA
  • firewall and VPN
  • updates
  • accounts and permissions
  • response procedures

What we do not promise

Meeting technical requirements does not guarantee a policy. The decision depends on the insurer and terms. Aptigo supports technical readiness, not the insurance process.

FAQ

Common questions

Does Aptigo sell cyber insurance?

No. Aptigo is not an insurer or broker. We support the IT and cybersecurity preparation side.

Is having backup enough?

Not necessarily. Backup should be monitored, protected against ransomware and tested for recovery.

Can Aptigo help with documentation?

Yes, we can prepare a technical summary and recommendations. We do not provide legal or insurance advice.

See also

These pages explain the broader service context and lead to the next step.

Next step

Want to check the risks in your company?

A short consultation helps decide whether the first step should be an audit, security implementation or managed IT Security support.